Business Services

A merchant account utilizes a transaction terminal to allow a business to process customer credit card purchases quickly and conveniently.

Features:

• Electronic Draft Capture - convenient & fast credit to the merchant's account.
• Manual Imprint Draft -- convenient & fast credit to the merchant's account.
• An additional form of receiving payment that expands customer convenience.
• Competitive discount rates.
• No hidden costs.
• Hands-on training.
• Facilitates government payments on purchases.

Cost:

• Terminal Rental Fees.

Verifone Omni 3200SE


The Verifone Omni 3200SE is a sleek and compact credit card terminal ideal for businesses large and small, growing or established. With the terminal’s large memory and small footprint it is perfect for most users. Ideal for retail and professional service merchants.

Features:

• 30% smaller footprint than the original Omni 3200.
• Integrated thermal printer produces receipts and reports at up to 13 lines per second.
• Unique "clam shell" design has drop-in paper-loading. The hinged paper cover can't get lost.
• Easy-to-use ATM-style interface, with angled rubber keys and screen-addressable function keys, virtually eliminates clerk training and minimizes input errors.
• Large (8x21), durable, liquid-crystal display is backlit, for improved readability under any lighting conditions.
• A single power cord and convenient cable connections simplify installation.

Verifone Tranz 330/380


The Verifone Tranz 330/380 in conjunction with the Printer 250/900 has been the workhorse for the credit card industry for years. With its simple and durable design, it remains one of the most reliable credit card machines on the market today. For those merchants looking for an affordable easy to use system, the Tranz 330/380 is the device for you. This system is ideally suited for the industrial and food & beverage merchants.

Features:

• Intuitive user interface—reduces training time.
• Supports easy migration of existing applications.
• Two telco ports.
• Triple-track card reader supports all magnetic-striped cards.
• Supports all VeriFone PIN pads, check readers, and smart card readers/writers.
• Supports SoftPay or other TXO-based software applications.
• Supports credit, debit, electronic benefits transfer (EBT), and electronic check transactions.
• Interfaces with all major transaction and check processors.
• Large 8 x 21 backlit LCD display for graphics and other images.
• Extra-size menu prompts for improved readability.

• Cashier's checks
• Transfer of funds by wire in U.S. or foreign currency

• Hawaii National Bank will post your direct deposit, vendor payment, transfer or any other electronic credit to your account at least one day prior to the effective entry date as long as we have received the inform

• Payments for business taxes can be processed in several ways
• Small companies can make Federal Tax Deposits through the Bank; a pre-printed coupon issued by the Internal Revenue Service is required for the payment
• ACH debit or credit method is available for federal taxes; ACH credit method is available for state taxes

• Businesses may use a Prime Plus Business Access Creditline for unexpected shortages in the checking account
• Funds are transferred in multiples of $500
• Overdraft protection plans may involve credit applications, fees and finance charges
Please see your banker for details.

• Deposits in locked or sealed bags can be placed in a vault located at each branch location
• Customers may have branch personnel process the contents of deposit bags or have the branch hold the bags until called for by your authorized person.

• Eliminates work in the collection and processing of receivables
• Your customers remit their payments directly to a post office box owned by the bank
• These payments are processed according to your instructions
• Daily reports are generated and/or transmitted to your billing system for processing
• We work with you to develop a remittance form for efficient processing

• Make scheduled transfers between your accounts at Hawaii National Bank
• Debit your account at any other financial institution and automatically credit your loan or deposit account with Hawaii National Bank

• A payroll processing service available to business account customers
• Eliminates time-consuming, tedious payroll processing tasks
• Direct deposit of payroll to your employees' accounts at Hawaii National Bank qualifies these accounts as exempt from monthly service charges
• Payroll is disbursed by direct deposit or by check to employees
• Payroll service provides for many required reports and record keeping tasks.

• Recurring payments that are properly authorized will be automatically debited from the specified checking or savings accounts
• Various methods are available depending on the volume of your payments
• Provides the most efficient method of determining your cash flow