Checking Accounts

For nearly 20 years, Hawaii National Bank has offered our customers age 55 or older special benefits in checking accounts. Enjoy these benefits today - open the "Age 55 or Better" account with just proof of age.

Benefits and Features

• No minimum balance is required
• There are no monthly service charges on regular checking accounts
• Monthly service charges are discounted on interest-earning checking accounts
• Direct Deposit sign-up is not required
• Telephone Banking is available (at no charge)
• Our WIZARD® ATMs, may be used without charge

Features

• Minimum to open: $100
• Monthly Maintenance Fee: $12.50
• Paid check charge: $0.15 each
• Credit per $100 average balance: $0.15 up to the total of maintenance fee.
• Unlimited check-writing privileges
• Monthly statement

Features

• Minimum to open: $1,000
• Minimum balance of $2,000 required to avoid monthly service charge of $8
• Interest earned on tiered balances; higher balances earn at higher rates
• Interest compounded daily and paid monthly
• Unlimited over-counter withdrawals
• Up to six pre-authorized transfers per statement cycle, including up to three third-party checks
• Monthly statement

Features

• Minimum to open: $500
• Minimum balance of $1,000 required to avoid monthly service charge of $10
• Unlimited check writing privileges
• Interest earned on tiered balances; higher balances earn at higher rates
• Interest compounded daily and paid monthly
• Free initial order of checks
• WizCard - access card for ATM and Point-of-Sale transactions
• Monthly statement
• Discount on service charge for customers age 55 or older

Features

• Minimum to open: $100
• Minimum balance of $400 required to avoid monthly service charge of $7
• No per check charges
• Free initial order of checks
• Unlimited check writing privileges
• WizCard - access card for ATM and Point-of-Sale transactions
• Monthly statement
• Discount on service charge for customers with direct deposit
• No service charge for customers age 55 or older
• No service charge for customers whose employers have a direct deposit payroll service through the Bank

Features

• Minimum to open: $50
• No service charge
• No minimum balance
• WizCard - access card for ATM and Point-of-Sale transactions
• Check Safekeeping (required)
• No charge for up to five checks paid per statement cycle
• Monthly statement
• Check charge of $0.30 each in excess of 5 per statement cycle.

Features

• Non-check writing account
• Minimum to open: $5
• Monthly service charge: $2.50
• No minimum balance to keep
• Available for Federal benefits only; direct deposit required
• WIZARD, ATM, access to account
• In-branch access to account
• Star Systemsm POS (Point of Sale) access
• Monthly statement provided
• Over the counter withdrawals: $0.10 each